We’re happy you’ve selected Charter Oak Federal Credit Union for the financing needs and we’re dedicated to making your click this link here now member experience an one that is easy our convenient online loan requests below!

We provide an assortment of customer loans to generally meet your preferences. Today Apply!

  • Car: New or utilized cars. Our rates that are low versatile terms assist your money get further.
  • Visa: Our Platinum Visa Cards offer big advantages like great price choices, no yearly cost, and Scorecard Rewards points.
  • Individual (unsecured): we now have funding designed for debt consolidation reduction, furniture, holidays as well as other individual purposes.
  • Readi-Cash Too: This individual type of credit provides borrowing that is ongoing and reassurance, with quick access to money any moment, anywhere.

For guaranteed loans that are personal please call our Contact Center at 860.446.8085 or 800.962.3237.


We currently provide DocuSign! Sign your applications into the comfortable surroundings of your own home, need not bring the papers in to a branch. It’s fast. It’s convenient. It’s another good good reason why people Bank Better at Charter Oak!


The Charter Oak customer Lending portal now provides you with a straightforward and way that is convenient apply on the web for a loan!

First-Time Users:

You will be directed into the application that is loan-specific. You will see a message that directs you to create a profile by choosing a password as you begin to start your application with personal information and your valid email address. Producing a profile gives you to trace the status of a software along with upload loan papers (also referred to as stipulations).

Please be certain to correctly enter your email into the profile creation throughout the application procedure; otherwise the method may be delayed. Take note that student education loans are not sent applications for through the Charter Oak customer Lending portal. They may be discovered here.

Simply Simply Simply Click in your selected loan type below to get going: TAKE NOTE: IF YOU’VE ALREADY REQUESTED A LOAN, LOGIN BELOW.

Going Back Users:

Many thanks for the continued rely upon us! as you have previously developed a profile, it is possible to sign appropriate in, select the loan-specific application through the four alternatives regarding the website landing page along with your private information will pre-load for your needs. Finish the remainder application and you’ll be hearing from us quickly!

Click below to login to test loan status, upload needed documents (stipulations) or make an application for a brand new loan:


Once you’ve submitted the job:

  • You will get a message from Charter Oak confirming we now have gotten the job.
  • When there is any information that is missing we are in contact asking because of it.
  • If you will find stipulations attached with the job, we shall e-mail you with that information and just just what it indicates.

Exactly what are stipulations/required documents?

Stipulations are needs that really must be satisfied ahead of the loan may be given. Examples are:

  • Evidence of income
  • Car Insurance Binder

How do you submit documents that are stipulations/required?

  • Login to individual profile
  • Select Application
  • Accept loan offer
  • Include files (choose file(s) to upload)
  • Submit

Stipulations could be faxed to 860.437.2360 ATTENTION: Consumer Loan Dept.

Approved, Denied, Counter-Offer, exactly just how am I going to understand?

  • We will give you a contact utilizing the choice on your own loan demand. If, whenever you want, you’ve got concerns or need further clarification, please contact our Consumer Lending Department at 860.446.3304 or 800.962.3237 x3304.
  • If the application happens to be rejected, you are going to receive a contact with that choice and will also be mailed a Notice of Adverse Action that will give an explanation for s that are reason( for the decision.


Should your loan happens to be authorized additionally the paperwork that is necessary been finalized as well as on file, your loan are going to be funded with regards to the type. Please see below:

Car finance: Your car finance shall be funded by means of a check made payable to your dealership.

Visa: You will definitely get your VISA charge card in 10 company times.

Private: Your loan shall be funded as being a deposit into your Charter Oak Account.

Readi-Cash Too: this kind of loan will simply be funded while you activate it. You might do this by phone, online, at an ATM or simply just by composing a check.

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