Cash loan America – Feasible Collection and Advance Fee Loan Scams

Additionally Conducting Business Like:

  • Advance America
  • Advance America Payday Advances
  • Money America
  • Cash loan of America
  • Cash Loan USA
  • Speedy Money

Note: “Advance America” Should Not Be mistaken for Advance America, money Advance Centers of Washington, LLC, which will be a Lender that is licensed in

The Washington state dept. of Financial Institutions (DFI) warns customers to prevent provide any nonpublic individual information, such as for example social safety quantity, charge card, or banking account information to your specific, internet site, or business without first verifying their identity and license status. Customers can see whether a economic solutions business or person is correctly certified to conduct company within the State of Washington utilizing the “Verify a License” function in the DFI’s website at Customers also can always check permit status because of the Department of Licensing at

DFI has gotten reports of apparent frauds carried out by people claiming to express Advance America, Cash America, advance loan America, advance loan United States Of America, Speedy money, and Advance America payday advances.

Numerous customers received telephone calls and/or emails from individuals claiming to represent cash loan America, money America, and Advance America pay day loans in which the callers offered loans in return for upfront costs. Although a few customers never sent applications for a pay day loan, the callers insisted which they had been calling to talk about the customers’ pay day loan applications. One customer stated that, when she refused to wire cash to your caller, the caller threatened action that is legal her. Some other customers compensated the upfront charge but didn’t have the loan guaranteed. At least one customer additionally received a loan that is similar via email.

Two customers reported getting a call from a person claiming to represent advance loan America. Within one situation, the buyer had been told they’d be given a deposit and was instructed to buy iTunes present cards and deliver them into the caller. The buyer complied with all the caller’s requests; nonetheless no loan ended up being supplied. Into the 2nd situation, the buyer had been told to acquire a Bing Enjoy present card from an area store so that you can show the customer could repay the mortgage. The consumer purchased A amazon gift card rather once the customer suspected it may possibly be a fraud. The buyer contacted the so-called representative who the buyer defined as Brian Jones. She purchased a different type of gift card the consumer stated that Mr. Jones became very upset with her when she told Mr. Jones.

A few customers had been contacted by individuals claiming that these were gathering a financial obligation owed to cash loan America, Advance America, or Speedy money. One customer reported receiving multiple harassing phone calls. The caller advertised that the customer owed a financial obligation for a 2007 pay day loan but declined to produce every other factual statements about your debt. The customer stated that he would not sign up for any pay day loans in 2007. A consumer received a text message demanding payment in another case. That customer stated that he never ever had that loan.

Two customers reported getting email messages from individuals claiming to represent advance loan United States Of America. The email messages suggested that the customers owed for a alleged financial obligation and needed seriously to pay straight away in order to prevent further action. Both customers reported never ever acquiring that loan with advance loan USA.

In 2 other cases that are separate customers received a message that stated the “Semrad law practice” will be managing the collection in the event that consumer would not spend funds. One e-mail reported it was from “Kristen Johnson” in the “Accounting Department,” additionally the other reported “Nik Ramon” in the “Settlement Department.”

A consumer received a letter that claimed “Pacific Legal Group” would be handling the collection if the consumer did not pay a settlement in another case. The letter threatened that a action that is civil been already filed and unlawful action and wage garnishment is forthcoming in the event that settlement quantity had not been compensated immediately.


  • Pacific Legal Group, Computer (san francisco bay area, CA)
    Pacific Legal Group, Computer has furnished the after statement to customers regarding their company tasks: “At the current time, Pacific Legal Group, PC does not have any customers in Washington State, but we do provide appropriate representation into the Ninth Circuit Court of interests Washington State residents. Pacific Legal Group, Computer will not make any telephone that is unsolicited to consumers. All telephone calls produced from our firm likewise incorporate caller ID with this mail phone number: (415) 746-1470.”
  • Pacific Legal Group (Provo, UT)
    Pacific Legal Group has provided the after declaration to customers regarding their company tasks: “Pacific Legal Group” based in Huntington Beach California isn’t related to Pacific Legal Group, an authorized d/b/a/ of Avery Burdsal and Fale, Computer with workplaces in Utah. Although the Huntington Beach company has utilized name that is similar logo design, and font as Pacific Legal Group into the previous, Pacific Legal Group’s web address referenced in every communication is Further, all interaction from Pacific Legal Group will additionally reference the Utah contact number (801) 788-4122, while the workplaces in Utah. Also, we usually do not typically do business collection agencies work.”
  • Pacific Legal Foundation (Bellevue, WA and Sacramento, CA)
  • Pacifica Law Group (Seattle, WA)
  • Pacific Legal Group (Bangkok, Thailand)

These apparent scams are from the after contact information:

P.O. Box 1474 Huntington Beach, CA 92647

DFI cautions that unlicensed entities often participate in particular practices that indicate they have been committing a fraudulence or Washington State that is otherwise violating legislation. As an example, such entities frequently utilize non-business e-mail details (such as for example,, or other comparable easily obtained e-mail addresses) to deliver communication, threaten legal or action that is criminal customers try not to respond straight away, or have many different typographical and spelling mistakes within their communication to customers.

But, every so often, e-mails or letters from unlicensed entities participating in fraudulent task will include accurate information that is personal such as for instance present or past addresses, active telephone numbers, or social protection figures. The Department encourages customers whom get communications containing information that is personal contact their banking institutions, credit-reporting agencies, together with personal protection management to make certain there’s absolutely no unauthorized task on the reports.

Business Collection Agencies Laws

In the event that you received that loan from the loan provider or owed money to a small business and some body aside from the financial institution or company is now wanting to collect away from you, the collection task can be at the mercy of the federal Fair Debt Collection techniques Act (FDCPA). You should request a “written validation notice,” which must include the amount of the debt, the name of the creditor you owe, and your rights under the FDCPA if you receive a communication from a party claiming that a debt is owed. For those who have concerns regarding commercial collection agency legislation, contact the Federal Trade Commission at 1-877-FTC-HELP, or on the web at

If somebody threatens to garnish your wages, contact your manager, or makes use of threatening, daunting, or offensive language, report such actions to mention and federal regulators. See below for just how to contact the correct state and regulator that is federal.

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